Est. 2026 · Canada

FRx

insurance.ca

A field guide to pharmacy benefit carriers in Canada — IDs, rejection codes, refill rules, and every phone number that actually picks up.

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Carriers
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Rejection Codes
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CPhA Codes
RejectsID · eligibility · timing · quantity · COB · documentation.
SourcesManual · public program page · live plan response.
WorkflowFind plan → verify source → document action.
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The directory

— carriers
Verified Apr 2026
How to use this section

Carrier records are triage aids, not final authority.

Use this directory to identify the likely adjudicator, card fields, plan workflow, and next action when a claim rejects. The plan response and current provider manual still control the final billing decision, so every operational use should be checked against the live claim screen or source pill beside the rule.

  • Start with the carrier card only to locate the plan, group, member pattern, and adjudicator.
  • Read rejection-code fixes as plan-specific workflows; the same response code can require different action under a different adjudicator.
  • Preserve notes, representative names, approval numbers, and source dates on the prescription record when a workaround or override is used. Allowlist

Intervention codes

CPhA3 standard · codes
Verified Apr 2026
Billing judgment

Intervention codes are attestations, not magic overrides.

A CPhA intervention code tells the adjudicator why a claim was submitted despite a warning, coordination issue, or utilization-management block. The code should match an actual documented event: prescriber consultation, patient travel, therapy change, intolerance, or other defensible reason.

  • Check the carrier badges first; not every payer accepts the same intervention codes. Allowlist
  • Write the clinical or administrative reason in the pharmacy record before relying on the code in an audit-sensitive claim.
  • When the response asks for prior authorization or manual review, repeating the same code is rarely useful; follow the plan workflow instead.
Filter by carrier:
CodeScenarioReferenced by

Coordination of benefits

Payor order, Trillium & private insurance, innoviCares stacking, ESI COB codes
Payor order

Coordination is a sequence problem.

Most coordination errors come from billing the right plans in the wrong order. The practical sequence is: identify the legally required first payer, submit the primary claim, then send only the remaining eligible balance to the next payer or support card.

  • Public plans often need to be billed before private coverage, but Trillium/private coordination has its own manual-submission workflow. TDP
  • Manufacturer support cards generally belong between the primary plan and a secondary private plan when the program rules allow it. ProviderConnect
  • For audit clarity, record the billed order, unpaid residual, and reason a patient was asked to submit manually.
ODB is always first payer (except Trillium)
  • For all ODB-eligible recipients — Seniors, OW, ODSP, Long-Term Care, Home Care, Special Drugs Program — ODB is the first payer. Bill ODB first, then coordinate any remaining balance to private or other plans.
  • Exception: Trillium Drug Program (TDP) recipients with private insurance follow the workflow below — private bills first pre-deductible. GSC-TDP
Trillium Drug Program & private insurance
  • For patients with private insurance, TDP is the payor of last resort in the pre-deductible period. GSC-TDP
  • Private and TDP claims cannot be electronically coordinated at the point of transaction — so the DA intervention code does NOT work between private and TDP. GSC-TDP
  • Workflow: Bill the private plan first. Patient submits receipts manually to TDP; only out-of-pocket amounts on ODB-eligible drugs count toward the deductible. GSC-TDP
  • Once the deductible is met, the patient sends receipts to TDP first for reimbursement on ODB-eligible drugs. In theory, the quarterly deductible means TDP and private alternate as first payer — but in practice, the manual-submission delay (up to 6+ weeks) means private usually remains primary even post-deductible. GSC-TDP
  • At the pharmacy: Pharmacies do not have visibility on a patient's Trillium Drug Program deductible status; the transition of TDP to first-payer status cannot occur automatically. GSC-TDP
innoviCares — middle-position billing
  • innoviCares is a brand-drug loyalty card that pays a portion of the patient's out-of-pocket cost on participating brand-name medications. It is processed on the SmartSTI network. smartsti
  • One private plan only: bill the private plan first, then bill innoviCares for the residual co-pay. smartsti
  • Two private plans (dual coverage): bill the primary plan first → then bill innoviCares → then bill the secondary plan for whatever remains. innoviCares always sits in the middle, not at the end. providerConnect
  • With a provincial plan: the provincial plan is billed first (as the legally required first payer in most provinces), then the rest of the sequence above applies. smartsti
  • Only one brand-loyalty card per transaction — you cannot stack innoviCares with another manufacturer co-pay card on the same claim. providerConnect
ESI Canada — DB vs DA intervention codes
  • If a claim is coordinated between a provincial plan and ESI only, reverse all claims processed on the same claim date and re-submit with DA (not DB). ESI-audit
  • For rejections C6 (patient has other coverage), C4 (coverage terminated), 31 (group number error), DOB error, no record of recipient, overage dependent, or "patient must be in a provincial plan" — reverse the claim and have the patient pay & submit manually. ESI-audit
  • When the drug requires prior/special authorization, ESI returns response code QJ (deferred payment — member/patient to pay pharmacist). The plan then becomes a manual submission. ESI-audit

Programs & provincial

Provincial programs and edge cases
Public programs

Program pages mix coverage rules with operational routing.

Provincial and public-health programs do not all run through the same claim pathway. Some are adjudicated at the pharmacy counter, some require forms or ministry approval, and some distribute medication directly through public-health clinics rather than through the normal benefit-card workflow.

  • Confirm the jurisdiction before using a program rule; Ontario, B.C., NIHB, and municipal public-health programs use different pathways.
  • Where a form or application is required, the date and prescriber signature can matter as much as the product itself. ODB-NP
  • Public-health medication supply is not the same thing as third-party billing; route patients and prescribers to the public-health process when applicable. TPH
ODB Seniors Co-Payment Program (SCP)
  • Eligibility: Valid Ontario Health card, age 65 or older, with annual net income below the threshold. ON-SCP
  • Single senior: Annual income ≤ $25,000 → up to $2 per prescription, no deductible. ON-SCP
  • Senior couple: Combined annual income ≤ $41,500 (at least one person 65+) → each senior 65+ pays up to $2 per prescription, no deductible. A spouse under 65 can apply to / remain in the Trillium Drug Program instead. ON-SCP
  • Program year: August 1 – July 31. Apply by September 30 to be reimbursed for eligible drugs received in the previous program year. Can apply up to 3 months in advance of a 65th birthday. ON-SCP
  • How to apply: Complete the Seniors Co-Payment Program Application via the Ontario Drug Benefit Program Online Applications and Forms page on ontario.ca. ON-SCP

Ontario Clinical services

Ministry of Health PIN tables · Ontario only
Clinical services

PINs require eligibility, documentation, and the right service category.

Clinical-service billing is not only a DIN/PIN lookup. The service has to fit the patient, the encounter type, the pharmacist authority being used, and the Ministry notice or guidebook that funds the service.

  • Minor-ailment and antiviral assessment PINs separate in-person, virtual, prescription-issued, and no-prescription outcomes. Minor
  • MedsCheck, smoking cessation, POP, and naloxone services each have separate documentation expectations. Guidebook
  • When a service is declined, not completed, or referred out, the reason should be recorded as clearly as a dispensing intervention.

Ontario Ministry of Health Product Identification Numbers (PINs) for publicly funded pharmacist clinical services. Every PIN in this panel was verified against current Ministry Executive Officer Notices.

EO Notices referenced: Minor Ailments (Jan 3, 2024) · Oral Antivirals (Jan 17, 2025) · Ontario Naloxone Program (Jan 28, 2025) · MedsCheck / POP / Smoking Cessation (Professional Pharmacy Services Guidebook)

Printable forms

Calculator + unbranded printable form
Form workflow

The vacation form is documentation support, not proof of coverage.

The calculator and printable letter help organize the facts that ODB vacation-supply rules usually require: travel dates, days on hand, pickup timing, and whether the request is a 100-day or up-to-200-day supply. The pharmacy still has to confirm claim eligibility at adjudication.

  • Keep the signed patient or caregiver request on file with the prescription record.
  • Do not use the form for Trillium-specific private-insurance coordination unless that workflow has been checked separately.
  • If the calculated supply does not match the claim response, use the live ODB response and current reference manual as the final source. ODB
Vacation supply calculator
For ODB recipients travelling out of province. Not for Trillium-specific rules.

Form content merged from two pharmacy-specific ODB vacation supply forms with branding removed. Eligibility criteria per the ODB Reference Manual. ODB

MedsCheck worksheet

Original-design static PDF 1.4 · Chrome-readable · no XFA
§ Added May 2026
Original-design browser-readable version of the Ministry XFA form
  • The uploaded Ministry MedsCheck Pharmacists Worksheet is an Adobe XFA form that shows an Adobe Reader 8+ warning in browser PDF viewers. Worksheet
  • This static version was rebuilt from the original XFA template structure, labels, section order, and embedded logos, then flattened as a normal PDF 1.4 file with no XFA layer and no PDF JavaScript so Chrome and standard PDF readers can open it.
  • Use it as a printable worksheet/reference. It preserves the original Ministry worksheet structure but is not a live Adobe XFA form; confirm current official requirements before operational use.
PDF preview unavailable in this browser

Original-design static conversion source: MedsCheck worksheet

Patient assistance

Verified Apr 2026
Patient assistance

Support cards are secondary workflows, not substitutes for benefit coverage.

Patient assistance programs can reduce the out-of-pocket balance after a public or private claim, but each program controls its own molecule list, enrolment route, and coordination order. The claim should be treated as a separate support transaction layered onto the main benefit workflow.

  • Confirm the current enrolment portal before giving a patient instructions; program URLs and eligibility terms change often.
  • Only one manufacturer card should be used for a transaction unless the program explicitly allows another arrangement.
  • When dual private coverage exists, the support card may sit between primary and secondary billing rather than at the end. ProviderConnect

Glucometer replacement — eSampling (Carrier 80)

Manufacturer-sponsored meter replacements billed through TELUS Assure
Verified Apr 2026
Meter replacement

Meter billing is a manufacturer sampling claim.

The eSampling table is organized by strip family because compatibility matters at the counter. A replacement meter claim should match the exact model, pseudo-DIN, manufacturer group, serial or certificate field, and billed acquisition cost.

  • Confirm strip compatibility before selecting a meter; similar product names may use different strips.
  • Retain the serial or certificate value on the prescription record for audit support.
  • Bill only the program-supported cost and follow TELUS Assure sampling instructions for Carrier 80 claims. TELUS-PDIN

Canadian pharmacies bill manufacturer-sponsored glucometer replacements through TELUS Assure using the eSampling pathway (Carrier 80). Each manufacturer has its own Group number and serial/certificate format. All claims are billed only at acquisition cost — no markup, no dispensing fee.

Universal claim settings
Adjudicator: TELUS Assure
Carrier: 80 (eSampling)
Issue #: 01
Bill only cost — no markup, no dispensing fee

The meters below are grouped by the test strip they use, so when a patient arrives with a box of strips, every compatible meter is listed together. Pseudo-DINs and pricing are from the current TELUS Assure sampling program; strip compatibility has been verified against each manufacturer.

LifeScan

OneTouch Verio strips

Group 600000 · Last digits of serial from back of meter or box
ModelPseudo-DINPrice
OneTouch Verio System Kit00990930 (Ontario: 00990962)$54.99
OneTouch Verio IQ990944$54.99
OneTouch Verio Flex System Kit11669907$40.00
OneTouch Verio Reflect991037$40.00

OneTouch Ultra (Blue) strips

Group 600000 · Last digits of serial from back of meter or box
Verio and Ultra strips are NOT interchangeable.
ModelPseudo-DINPrice
OneTouch Ultra Mini990941$49.99
OneTouch Ultra 2990942$54.99
OneTouch Ultra Smart990943$74.99

Abbott

FreeStyle Lite strips

Group 330000 · Last 8 digits of serial excluding dashes and spaces
ModelPseudo-DINPrice
FreeStyle Lite990970$54.99
FreeStyle Freedom Lite990971$54.99

FreeStyle Precision Neo strips

Group 330000 · Last 8 digits of serial excluding dashes and spaces
Precision Neo strips also work with the FreeStyle Libre 14-day reader for the spot-check BG feature.
ModelPseudo-DINPrice
FreeStyle Precision Neo990974$54.99

Precision Xtra strips (dual glucose + ketone)

Group 330000 · Last 8 digits of serial excluding dashes and spaces
Precision Xtra uses separate strips for glucose vs ketones — strips are not interchangeable within the system.
ModelPseudo-DINPrice
Precision Xtra990972$54.99

Roche

Accu-Chek Guide strips

Group 710000 · Serial from back of meter
Compatible meters: Accu-Chek Guide, Guide Me, and Guide Link.
ModelPseudo-DINPrice
Accu-Chek Guide Set9991041$50.00

Accu-Chek Aviva Plus strips

Group 710000 · Serial from back of meter
Compatible meters: Aviva, Aviva Nano, Aviva Plus, Aviva Connect, Aviva Expert, Aviva Insight, Aviva Combo. NOTE: Roche announced Aviva discontinuation in 2022 and recommends transitioning patients to Accu-Chek Guide Me. Aviva Plus strips are becoming scarce through 2026.
ModelPseudo-DINPrice
Accu-Chek Aviva66661002$50.00
Accu-Chek Aviva Nano66661003$50.00

Ascensia (formerly Bayer)

Contour Next strips

Group 500000 · Certificate number from warranty card
Compatible meters: Contour Next, Contour Next EZ, Contour Next One, Contour Next Link, Contour Next Link 2.4, Contour Next USB, Contour Next Gen. Not compatible with older original Contour meters or with Contour Plus strips (non-US markets).
ModelPseudo-DINPrice
Contour Next55555550$45.00
Contour Next EZ55555554$45.00
Contour Next One55555559$45.00
Contour Next Gen55555564$45.00

Ascensia training fee

Group 500000
ItemPseudo-DINFee
Sample Glucometer Training Fee55555557$12.00

Bill this pseudo-DIN to claim a training fee for glucometer instruction on an Ascensia sample. Confirm with TELUS Assure whether the fee is claimable in your province.

Bionime (GE-branded)

GE test strips

Group 440000 · Last 7 digits of serial excluding dashes and spaces
The GE 200 is manufactured by Bionime Corporation under license to use the GE brand name in Canada, distributed by Auto Control Medical (AMC). Uses GE-branded test strips (Bionime-manufactured).
ModelPseudo-DINPrice
GE 20056560001$30.00

Submission checklist

  1. Identify the manufacturer and exact model the patient is receiving
  2. Find it in the strip-category section above — this also tells you which strips the patient will need at their next refill
  3. Note the Group number from the section header
  4. Locate the serial/certificate number on the meter using the format in the section header
  5. Submit: Carrier 80, manufacturer Group, Certificate ID formatted per manufacturer, Issue 01, pseudo-DIN and cost from above
  6. Retain the serial number on the Rx record for audit

Prescriber licenses

Provincial registrar directories
Prescriber verification

Directory checks are evidence preservation.

Prescriber lookup is most useful before applying a prescriber-ID override, resolving a license mismatch, or documenting an out-of-province authority check. The goal is not just to find a number; it is to preserve enough evidence to explain why the claim was accepted or corrected.

  • Use the public register for the prescriber's own province or college, not a copied value from an old prescription.
  • Record the register, licence status, date checked, and any special prefix or profession indicator required by the adjudicator.
  • If a prescriber is inactive, suspended, unmatched, or outside the accepted profession class, escalate instead of forcing the claim. Registers

ODB PRICE RATIOS

Cost screening

Price ratios identify questions, not substitutions.

This table flags ODB-listed oral solids where the unit price does not scale cleanly by strength. It is useful for spotting cost anomalies, but it does not decide whether a higher-strength tablet can be split, whether the drug is scoreable, or whether the change is clinically appropriate for a specific patient.

  • Use the ratio as a starting point for pharmacist review, not as a recommendation.
  • Check tablet formulation, score line, dose flexibility, patient dexterity, and prescriber intent before any change.
  • Document the clinical reason when a cost-saving strength substitution is considered. Price analysis
⚠ Disclaimer: These are ODB-listed oral solids where the unit price does not scale linearly with strength — splitting or substituting a higher-strength tablet may reduce ingredient cost. This list has NOT been screened for whether the substitution is therapeutically acceptable. Always verify clinical appropriateness, tablet score-ability, and patient tolerability before making any change. The ratio column shows how many times cheaper (per mg) the most cost-effective strength is versus the least cost-effective strength.
Showing 92 of 92 drugs
Generic NamePrice Ratio
Prednisone33.6×
Valsartan22.2×
Irbesartan20×
Clonidine HCl17.9×
Brexpiprazole16×
Citalopram (Citalopram Hydrobromide)13.4×
Aripiprazole12.1×
Pramipexole Dihydrochloride Monohydrate10.7×
Clopidogrel Bisulfate9.1×
Paroxetine HCl9.1×
Quetiapine
Quinapril
Carvedilol
Amlodipine (Amlodipine Besylate)6.7×
Atorvastatin Calcium
Candesartan Cilexetil
Gemfibrozil5.2×
Rosuvastatin Calcium5.2×
Edoxaban
Losartan Potassium
Sitagliptin
Rivaroxaban
Sumatriptan Succinate3.6×
Vortioxetine Hydrobromide3.5×
Repaglinide3.4×
Vardenafil HCl3.2×
Simvastatin3.2×
Propranolol3.2×
Glimepiride3.1×
Canagliflozin2.9×
Pravastatin Sodium2.8×
Enalapril Maleate2.8×
Lisinopril2.8×
Tadalafil2.7×
Doxazosin Mesylate2.6×
Clonazepam2.3×
Perindopril Erbumine2.3×
Dapagliflozin
Rizatriptan
Solifenacin Succinate
Almotriptan
Tolterodine L-Tartrate
Finerenone
Eletriptan
Olmesartan Medoxomil
Apixaban
Eplerenone
Telmisartan
Lorazepam
Dexamethasone
Escitalopram1.9×
Hydralazine HCl1.9×
Minoxidil1.8×
Ciprofloxacin1.8×
Levetiracetam1.8×
Rosiglitazone1.8×
Chlorpromazine1.7×
Meloxicam1.7×
Flurazepam1.7×
Spironolactone1.7×
Alprazolam1.7×
Saxagliptin1.7×
Fosinopril Sodium1.7×
Morphine Sulfate1.7×
Temazepam1.7×
Trimipramine1.7×
Risperidone1.7×
Captopril1.6×
Oxycodone HCl1.6×
Methyldopa1.6×
Hydrochlorothiazide1.4×
Pioglitazone HCl1.4×
Bromazepam1.4×
Betahistine Dihydrochloride1.4×
Bisoprolol Fumarate1.4×
Amitriptyline1.4×
Nitrazepam1.3×
Lithium Carbonate1.3×
Timolol Maleate1.3×
Hydromorphone HCl1.3×
Indapamide1.3×
Atenolol1.2×
Misoprostol1.2×
Midodrine HCl1.2×
Allopurinol1.2×
Triazolam1.2×
Pindolol1.2×
Labetalol HCl1.1×
Trazodone Hydrochloride1.1×
Famotidine1.1×
Cinacalcet1.1×
Metoprolol Tartrate1.1×

About this site

Mission, contact, privacy policy, terms of use
Methodology

The site is built as a source-backed field guide.

FRx Insurance separates three kinds of information: primary-source rules, carrier or representative workflows, and community field notes. Primary-source rules should be preferred whenever a claim, audit, patient communication, or professional judgment depends on the answer.

  • Source pills show where the rule came from and whether it is a document, carrier representative, internal analysis, or community field note.
  • Community notes are useful for context, but they should not be treated as authority without confirmation.
  • Corrections should include a source link, document title, revision date, and the exact field or panel being updated.

FRx Insurance is an independent reference compendium for Canadian pharmacy professionals. It documents publicly available claim adjudication rules, rejection codes, intervention codes, and benefit programs across Canadian third-party payers and public drug plans.

The content is compiled from provider manuals, executive officer notices, regulatory authority publications, and other primary sources. Each entry is accompanied by a citation linking back to the original document where possible.

The standalone guide library explains how the database should be used: how to classify claim rejections, how to think about payer order, how to document vacation supplies, and how to verify source material before a claim is submitted. The guides live outside the main workflow so the lookup tool remains the primary interface.

This site is not affiliated with, endorsed by, or sponsored by any insurance carrier, pharmacy benefit manager, adjudicator, regulatory authority, or government body referenced herein. All trade names and trademarks remain the property of their respective owners.

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Email: info@frxinsurance.ca

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Disclaimer and limitations

Reference only — not a substitute for primary sources. The content on this site is provided for informational and educational purposes. It is compiled from publicly available documents and may not reflect the most current version of carrier policies, regulatory rules, or drug benefit formularies. Always consult the relevant carrier's pharmacy provider manual, the Ontario Drug Programs Reference Manual, or other authoritative primary source before making claim adjudication or clinical decisions.

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